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      TERMS AND AGREEMENTS 
 PLEASE READ THESE "TERMS OF USE" CAREFULLY BEFORE USING THIS SITE.
 
 io3creations.com may revise these Terms of
      Use for its web site at any
      time without notice. By using this web site, you are agreeing to be bound 
      by the most up to date version of the Terms of Use.
 This Agreement, which incorporates by reference other
      provisions applicable to use of the Service, sets forth the terms and 
      conditions that apply to use of the Service by User. By using the Service 
      (other than to read this Agreement for the first time), User agrees to 
      comply with all of the terms and conditions hereof. The right to use The 
      Service is personal to User and is not transferable to any other person or 
      entity. User is responsible for all use of User's Account (under any 
      screen name or password) and for ensuring that all use of User's Account 
      complies fully with the provisions of this Agreement and all applicable 
      law. User shall be responsible for protecting the confidentiality of 
      User's password(s), if any. You shall be responsible for all uses of your 
      registration, whether or not authorized by you. You agree to immediately 
      notify io3creations.com of any unauthorized use or potential use, of your 
      registration or password(s).
 
 Ownership and Reproduction of io3creations.com Site Contents
 The contents of web site (io3creations.com) may not be copied, reproduced,
      republished, uploaded, posted, transmitted, or distributed, in whole or in
      part, for any purpose other than individual viewing of this web site,
      without the express prior written consent of io3creations.com except where noted otherwise. Modification of the
      io3creations.com Materials or use of the io3creations.com Materials for any purpose will constitute a
      violation of the copyrights and other rights of io3creations.com.
 
 Disclaimer of Warranties
      The information and entertainment content on this
      site is provided "as-is". io3creations.com disclaims all warranties,
      guarantees, or representations, expressed or implied, as to the quality,
      accuracy, completeness, applicability, or validity of any information
      presented herein to any particular situation. Though we try to provide
      accurate content, the information may contain errors, problems of other
      limitations. io3creations.com's sole and entire maximum liability for any
      inaccurate information, for any reason, and the user's sole and exclusive
      remedy for any cause whatsoever, shall be limited to the amount paid by
      the customer for the information received, if any. We are not liable for
      any indirect, special, incidental, or consequential damages (including
      damages for loss of business, loss of profits, litigation, personal
      injury, or the like), whether based on breach of contract, breach of
      warranty, tort (including negligence), product liability or otherwise,
      even if advised of the possibility of such damage.
 
 Ownership and Content of Submissions
 We like to hear from our visitors and welcome
      your comments regarding io3creations.com. Please do not send us any suggestions, information,
      material, "skins," "channels," or other content to io3creations.com. If you do, you (a) represent and warrant that such content does not 
      infringe the intellectual property or proprietary rights of any third 
      parties (including but not limited to patents, copyrights, or trademark 
      rights) and that you have all rights necessary to convey such content to io3creations.com, and (b) automatically grant to
      io3creations.com the royalty-free, perpetual, 
      irrevocable, non-exclusive right and license to use, reproduce, modify, 
      adapt, publish, translate, create derivative works from, distribute, 
      redistribute, transmit, perform and display such content (in whole or 
      part) worldwide and/or to incorporate it in other works in any form, 
      media, or technology now known or later developed for the full term of any 
      rights that may exist in such content. Further, io3creations.com is free to use any 
      ideas, concepts, know-how, techniques, and suggestions contained in any 
      content or communications you send to the io3creations.com site for any purpose whatsoever, 
      including but not limited to creating, manufacturing, and marketing 
      products and/or services using such information. io3creations.com shall have the
      right in its sole discretion to edit, refuse to post or remove any 
      material submitted to or posted on the Service.
 
 Third Party Materials
 You acknowledge and agree that the Site features materials provided by users and other third parties,
      including but not limited to user-submitted "channels" and "skins." io3creations.com
      makes no representation with respect to, nor does it guarantee or endorse 
      the quality, noninfringement, accuracy, completeness, timeliness, 
      reliability, or correct sequencing of, such third party materials or any 
      other materials which such third party materials may access. io3creations.com expressly disclaims responsibility and liability for all third-party 
      provided materials contained on or accessed through the Site.
 
 Prohibitions
 The following are prohibited:
 a) deleting or revising any material posted by any other person.
 b) use of any device, software or routine to interfere or
      attempt to interfere with the proper working of this website or any 
      activity being conducted on this site
 c) talking any action which imposes 
      or attempts to impose an unreasonable or disproportionately large load on 
      this website's infrastructure
 d) if you have any password, allowing 
      access to a non-public area of this website, disclosing or sharing your
      password(s) with any third parties or using your password(s) for any 
      unauthorized purpose.
 e) Notwithstanding anything to the contrary 
      contained herein, using or attempting to use any engine, software, tool, 
      agent, or other device or mechanism (including without limitation, browers, spiders, robots avatars or intelligence agents) to navigate or 
      search this Site other than the search engines and search agents available 
      on this Site and other than the principal browers of Internet Explorer and 
      Netscape Navigator.
 f) attempting to decipher, decompile, disassemble, 
      or reverse engineer any of the software comprising or in any way making up 
      a part of this website.
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